All blogs related to personal insurance.
Natural disasters are unpredictable and can strike without warning, leaving homeowners and businesses vulnerable to catastrophic losses. One of the most common and costly disasters is flooding, which can result from heavy rain, storm surges, or overflowing rivers. As extreme…
When it comes to protecting your home, it’s essential to understand exactly what your homeowners insurance policy covers. Many homeowners mistakenly believe that their standard insurance will cover all types of damage, including flooding. Unfortunately, this misconception can lead to…
Flooding is one of the most common and costly natural disasters, yet many homeowners and business owners remain uninsured for flood damage. Whether you’re in a high-risk flood zone or a low-risk area, securing the right flood insurance policy is…
Flood insurance is an essential protection that many homeowners and business owners overlook. In fact, a significant number of people either assume they don’t need it or believe certain misconceptions about what flood insurance does or doesn’t cover. These misunderstandings…
Flooding can be one of the most devastating natural disasters to impact a home or business. Unfortunately, many property owners don’t think about flood insurance until it’s too late, often assuming it’s either unnecessary or prohibitively expensive. The reality is…
When it comes to protecting your home or business from flooding, understanding flood zones is a critical first step. A flood zone is a geographical area defined by the Federal Emergency Management Agency (FEMA) that indicates the level of flood…
Flooding is one of the most common and costly natural disasters in the United States, yet many homeowners and business owners still don’t carry flood insurance. This is a problem, especially in areas like Florida, where heavy rains and hurricanes…
In today’s world, where accidents and unexpected events can occur at any moment, having adequate insurance coverage is essential. While most people are familiar with basic insurance policies like homeowners and auto insurance, many overlook an important layer of protection: personal umbrella liability insurance.
Hey there, it’s David Carothers from Florida Risk Partners. Today, I’m diving into a question that’s probably been on your mind, whether you’re navigating the waters of personal or commercial insurance: Why does your agent keep asking for your target…
One of the most critical parts of a homeowners or renters insurance policy is your Personal liability coverage. It provides coverage in the event of any litigation, or expensive medical bills stemming from bodily injuries, damages to someone’s personal property…