All blogs related to personal insurance.
When it comes to protecting your home or business from flooding, understanding flood zones is a critical first step. A flood zone is a geographical area defined by the Federal Emergency Management Agency (FEMA) that indicates the level of flood…
Flooding is one of the most common and costly natural disasters in the United States, yet many homeowners and business owners still don’t carry flood insurance. This is a problem, especially in areas like Florida, where heavy rains and hurricanes…
Hey there, it’s David Carothers from Florida Risk Partners. Today, I’m diving into a question that’s probably been on your mind, whether you’re navigating the waters of personal or commercial insurance: Why does your agent keep asking for your target…
One of the most critical parts of a homeowners or renters insurance policy is your Personal liability coverage. It provides coverage in the event of any litigation, or expensive medical bills stemming from bodily injuries, damages to someone’s personal property…
A moratorium is not your friend in Florida. Waiting to get any insurance until you need it is not an ideal situation. Some limitations will prevent you from attaining health insurance coverage at the last minute, such as pre-existing conditions…
Protection class has a role in underwriting. When insurance providers look to establish homeowner’s insurance rates, the rates are not just made up. Some factors help determine the cost of homeowner’s coverage, such as age and square footage. An unknown…
Hurricane Preparation During Covid-19 Hurricane preparation during COVID is unique this year. When we many of us take the time to prepare for the 2020 hurricane season. We will need to think about the changes we will need to make…
Your Hurricane Deductible is important to know. With the consistent threat of hurricanes during the summer, homeowners need to prepare. We have homeowners’ checklists and hurricane preparation tips that we can use for reference to make sure that you prepare…
What was once the typical routine of checking the daily report for traffic issues, has become inconsequential since the Covid-19 situation. Many shifted to working from home, and it has been a few weeks since they have been on…