All blogs relating to commercial insurance.
Flooding is one of the most common and costly natural disasters in the United States, yet many homeowners and business owners still don’t carry flood insurance. This is a problem, especially in areas like Florida, where heavy rains and hurricanes…
In any workplace, incidents such as accidents, near misses, or unsafe conditions can occur despite the best preventive measures. When these events happen, the ability to respond effectively and report them promptly is crucial to maintaining a safe work environment.…
In the realm of workplace safety, leadership commitment is not just a component of success—it’s the cornerstone. A strong, visible commitment from leadership is essential for fostering a safety culture that permeates every level of an organization. When leaders prioritize…
In any organization, employees are the backbone of operations. Their safety and well-being should be a top priority for employers. One of the most effective ways to ensure a safe work environment is through comprehensive employee training and engagement. These…
In today’s workplace, safety is more than just a legal obligation—it’s a critical component of a successful and sustainable business. One of the most effective ways to ensure a safe work environment is through the development of comprehensive safety policies…
In the world of workplace safety, prevention is always better than cure. Companies striving to create a safe and healthy work environment must start with a fundamental practice: risk assessments and hazard identification. These two components are the bedrock of…
In today’s fast-paced and ever-changing work environments, companies are constantly searching for ways to manage and reduce their workers’ compensation costs. One of the most effective strategies is the implementation of a Pre-Injury Management Plan (PIM). This proactive approach not…
Hey there, it’s David Carothers from Florida Risk Partners. Today, I’m diving into a question that’s probably been on your mind, whether you’re navigating the waters of personal or commercial insurance: Why does your agent keep asking for your target…
Owning a business in the Tampa Bay area comes with its fair share of surprises, but one thing you shouldn’t be blindsided by is your annual insurance audit bill. If the mere mention of insurance audits sends you into a…
People get confused when they do their statement of values. They want to know how often it should get done. Well, the truth of the matter is it should get done on an annual basis, but don’t shoot the messenger.…