Your Hurricane Deductible is important to know. With the consistent threat of hurricanes during the summer, homeowners need to prepare. We have homeowners’ checklists and hurricane preparation tips that we can use for reference to make sure that you prepare…
What is return to work? Return to work is a program that is designed to get an injured worker back on the job as soon as possible. It’s great for several reasons. It Benefits Your Company Culture First, it helps…
What is coinsurance? Oh, my goodness. We have copays, coinsurance, all of this stuff on the medical side and now you’re throwing it at me in my property and casualty insurance? I don’t get it, and I don’t want to.…
What was once the typical routine of checking the daily report for traffic issues, has become inconsequential since the Covid-19 situation. Many shifted to working from home, and it has been a few weeks since they have been on…
Hurricane preparation tips are extremely important in Florida. As we get past Memorial Day and head into June in Florida, we begin the unofficial start of summer. In Florida, however, it is also the start of the hurricane season, which…
Today I want to talk to you about the indirect costs associated with your workers’ compensation program that you probably don’t know. See, everybody focuses on their premium, and in Florida, that’s easy to do because we all know that…
What’s the worker’s compensation experience modifier, you ask? The short answer is it’s your report card. In the State of Florida, the state tells us what the rates are for each class code of workers’ compensation insurance. To make it…
Where in the United States is Coronavirus? Since December of 2019, the coronavirus has spread to 27 countries. It can infect people before they begin to show symptoms. This increases the likelihood that it will be passed to others. On…
Garagekeeper’s Liability Insurance can be a game changer. Opening and running a profitable auto services business is not easy. Like many other businesses, you have to be on top of your game every day. An upset customer can turn on…
This is a question that should probably be asked more frequently. Sadly, the “save 15% in 15 minutes or less” movement has created a problem that many people don’t realize exists. While the person on the other end of an…
